Unlock the benefit of supported homeownership for your employees

How 20Twenty works with Companies to empower future homeowners

Key features for registered companies

How we work with companies to empower future homeowners

Help increase the access Namibians have to housing financing options and bring homeownership within their reach.

Repayment terms are shorter, enabling employees to own their home in the shortest time as possible, with better interest savings.

Offer trusted financial stability and control that promotes healthy ownership, loyalty and reducing unnecessary stress.

Some of our registered partners

Our onboarding process explained

Download our employer brochure

We believe everyone should have access to important and useful information to make informed decisions.

Employer Brochure

FAQs

Everything you need to know about 20Twenty home loans.

What is 20Twenty Financial Solutions?

20Twenty is a Namibian home loan provider that partners with employers to make homeownership more accessible and affordable for their employees. Our salary-linked home loans are designed to protect disposable income, promote financial wellbeing, and help employees become debt-free homeowners sooner.

Why should my organisation partner with 20Twenty?

Partnering with 20Twenty adds tangible value to your employee value proposition (EVP). It demonstrates that your organisation cares about your employees’ long-term financial wellbeing, while offering a practical solution to one of life’s biggest challenges—owning a home.

How does the partnership work?

20Twenty enters into a simple, no-cost agreement with your organisation. Once onboarded, your employees gain access to our employer-specific application link and presentations. Monthly repayments are made via payroll deduction, ensuring reliability and convenience for both the employee and employer.

What does 20Twenty require from an employer?

We require a signed participation agreement, payroll deduction capability, and a dedicated HR contact for communication and coordination. The onboarding process is streamlined and supported by our team every step of the way.

Is there any cost or risk to the employer?

No. There are no fees or financial commitments. Employers simply facilitate the deduction process. The credit risk remains entirely with 20Twenty.

What support does 20Twenty offer after onboarding?

We provide HR and communication support, including presentations, promotional materials, and employee awareness campaigns. We also provide regular impact updates showing how many employees have benefited and the total savings achieved.

How do employees benefit?

Employees benefit from predictable, salary-linked repayments that grow only with their annual increases—never with fluctuating interest rates. This allows them to plan better, save on total interest, and achieve debt-free homeownership years earlier than through traditional banking options.

How does this benefit employers?

Employers benefit through higher employee satisfaction, improved retention, and stronger engagement. Access to affordable housing reduces financial stress, enabling employees to focus more productively at work.

Which employers are already onboarded?

20Twenty have partnered with more than 120 employers, with a growing network of reputable organisations, including corporates, and state-owned enterprises.

How can we get started?

Simply contact us at and request an onboarding meeting. We’ll guide you through the short setup process and provide a tailored onboarding toolkit for your HR team.

Partner with us to empower future homeownership for your team

Get in touch and we’ll reach out to discuss onboarding steps.